You should be back on track now, debt free.   There are a few exceptions.  Student loans or educational debts do not discharge in bankruptcy.  Some tax debt, unless paid in full could survive a chapter 7 bankruptcy.  Child support, spousal support, alimony, or any other Domestic Support Obligations remain after bankruptcy too. 

 

If a debtor chooses to reaffirm a debt, and the court approves it, then that debt would survive as well. 

 

Cosigners are always on the hook for what they signed on too.

 

So, a bankruptcy case, whether chapter 7 or chapter 13, can definitely get a debtor a fresh start.

 

Call Leeders & Associates if you want to get out of debt with a bankruptcy discharge.  313-346-7400