Covid 19/ Coronavirus and bankruptcy, how to preserve your resources

March 21, 2020chapter 13, chapter 7, Chicago, Coronavirus, Covid 19, Illinois, Quarantine, Shelter in placeUncategorizedLeave a commentTerrance Leeders

The Covid 19/Coronavirus outbreak has been upgraded to a pandemic. We have been ordered by the city and state to shelter in place. Schools, churches and many businesses have closed. Many are losing pay and...

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Bankruptcy cases expected to soar in 2021

2020 New Years Resolution – GET OUT OF DEBT

January 17, 2020chapter 7, Chicago bankruptcy, fresh start, Terry LeedersBankruptcy, bankruptcy attorney, chapter 7, Chapter 7 bankruptcyLeave a commentTerrance Leeders

Are you tired of compounding interest?

Do your credit card balances seem to stay the same?

Are you missing payments and getting collection calls?

Now is a good time to draw the...

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Affordable bankruptcy fee Flat fee for chapter 7 and chapter 13 bankruptcy cases

Fresh Start for the new year

July 22, 2019chapter 7, fresh startUncategorizedLeave a commentTerrance Leeders

Now that we are half way through summer, now is a good time to look to get a fresh start by the end of the year. Chapter 7 bankruptcy will take about 90 days to go thru the courts and get your discharge. ...

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Discharge chicago tickets with chapter 7 bankrutpcy

End driver’s license suspension from Chicago parking tickets with chapter 7 bankruptcy

February 8, 2019chapter 7, chicago parking tickets, leederslawparking ticketsLeave a commentTerrance Leeders

You can get your license back with chapter 7 bankruptcy if it is suspended for non-payment of Chicago parking tickets.

Quick update regarding the post about...

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Discharge chicago tickets with chapter 7 bankrutpcy

You can now discharge Chicago parking tickets in a chapter 7 bankruptcy case.

February 6, 2019chapter 7, chicago parking tickets, discharge, leederslaw, parking ticketsUncategorized1 CommentTerrance Leeders

Chicago parking tickets are now dischargeable in chapter 7 bankruptcy

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January 4, 2019BankruptcyLeave a commentTerrance Leeders

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Chapter 13 bankruptcy automatic stay

Automatic Stay terminates entirely after 30 days for serial filers in the 1st Circuit

December 14, 20181st Circuit, Automatic stay, bankruptcy, chapter 13Automatic StayLeave a commentTerrance Leeders

First Circuit Terminates the Stay Entirely as to Repeat Filers

The issue in this case, Smith v. State of Maine Bureau of Revenue Services (In re Smith), 18-1573 (1st Cir. Dec. 12, 2018), is whether the automatic stay...

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No money down chapter 7 bankruptcy cases

Top 3 things to do before filing for bankruptcy

November 1, 2018UncategorizedLeave a commentTerrance Leeders

Top 3 things to do before filing for bankruptcy

3. Get your documents together.

4 Years of IRS Tax returns
Most recent bank statements
Last 6 months of income statements and paycheck stubs

...

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Bankruptcy – C is for Chapter

October 17, 2018bankruptcy, chapter, chapter 11, chapter 12, chapter 13, chapter 7Bankruptcy, Chapter 11 bankruptcy, Chapter 12 bankruptcy, chapter 13 bankruptcy, Chapter 7 bankruptcyLeave a commentTerrance Leeders

C is for Chapter

Chapter 7

Chapter 7 bankruptcy is the most common bankruptcy that people file. This is the chapter that gets rid of most consumer debts in about 90 days. Most credit cards, medical bills, repossessions,...

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A Bank account can be protected with the Illinois Wildcard exemption $4000

Bankruptcy -B is for Bank Account

October 16, 2018bank account, exemptions, setoffbank account, bank account setoff, bankruptcy exemptionsLeave a commentTerrance Leeders

Bankruptcy -B is for Bank Account

Can I keep my bank account when I file bankruptcy?

Yes, you can keep your bank account when you file bankruptcy. Many people assume that they cannot keep basic things when filing for a...