Terry was very helpful, and very patient. My wife and I were able to make payments on our fees. He walked us through any problems we had. If we had complicating legal problems with court issues, Terry stepped in and took over. We had multiple people contacting us about credit issues, and Terry personally talked to those groups, and stopped the calls. It was very comforting to have Terry on our side through this difficult time in our lives. We are now debt free, and owe it all to Terry. Thank you Terry

-Bill M