In re Medina, 17-18090 (Bankr. N.D. Ill. Nov. 20, 2017)

Judge Schmetterer ruled in favor of the debtors in this chapter 7 bankruptcy case.  The Judge stated that a “wedding ring has become common custom, even a necessary sign of being married.”  This case arose after the trustee questioned the debtors about their jewelry listed in the schedules.  The debtors filed an amendment after the 341 meeting, to list the ring and exempting it as “necessary wearing apparel.” In fact, the debtor did not wear the ring to the 341 meeting, and admitted under oath that she did not always wear it.   Judge Schmetterer said that even in light of those facts, not everyone wears their wedding and engagement rings at all times, some limit them to family gatherings and important events.   With this information, Judge Schmetterer concluded that because of the outward facing appearance – it was necessary to present to the world that the debtor was married, thus allowing the exemption, overruling the Trustee’s challenge.

In summary, in Illinois, a debtor can exempt a wedding or engagement ring under the necessary wearing apparel exemption.   Judge Schmetterer held “that a wedding ring or engagement ring worn usually by a man or woman still married to the same person as when the ring was tendered before or during a wedding ceremony qualifies as ‘necessary wearing apparel’ under the Illinois exemption.”

The post Is my wedding ring or engagement ring exempt in a bankruptcy case? appeared first on Chicago Bankruptcy Lawyer.

You have to put your belongings through an X-Ray machine to get into the building.   The metal detectors are sensitive too, so take off those belts, large watches, and put your keys, cell phones and other metal objects into the tray and send them into the X-Ray machine with your briefcase, purses, coats, backpacks etc.   Also have your photo Id out as well, they check that too when you pass through the metal detector.

Better yet, leave most of these things at home or in your car.

Contact me today for a free bankruptcy evaluation in the Chicago, Illinois area.  312-346-7400
www.leederslaw.com. Bankruptcy can help you get your life back on track.

The post X is for ….X-ray Bankruptcy Chicago appeared first on Chicago Bankruptcy Lawyer.